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Author Topic: 08 BUSA Insurance  (Read 11621 times)

Offline Shortstuf92

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08 BUSA Insurance
« on: July 14, 2008, 09:07:55 PM »
 I am 57 years old and been riding bikes since I was 12 so I have a little experience, no tickets or any accidents. I go and try out a couple of Hayabusas today and am pretty sure I am going to up grade my 05 FJR to a new 08 BUSA. So I get home this afternoon and call my insurance agent to check on the difference in insurance cost, well I got a little bit of a surprice. I know the BUSA is a lot quicker and faster than the FJR but.  Now I have good full coverage on the FJR at $195.00 a year. I new the BUSA was going to be more but not to the tune of $895.00 a year for the same coverage. That seems a little bit high to me considering everything and the amount of time we get to ride up here in northern Wisconsin. I have my insurance with Foremost now , I was wondering if there are any other insurance compamies that may have better rates on BUSA         SORRY I THINK I SHOULD OF PUT THIS IN BIKE TALK
« Last Edit: July 14, 2008, 09:16:38 PM by Shortstuf92 »

Offline Smokin' Weed

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Re: 08 BUSA Insurance
« Reply #1 on: July 14, 2008, 10:15:03 PM »
State Farm has good rates when you carry other policies with them.  Mine is around $343 a year.

personal best:  9.32 @ 147
Improvements to come in '09

Offline jrp0629

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Re: 08 BUSA Insurance
« Reply #2 on: July 14, 2008, 11:11:19 PM »
I switched to State Farm from Progressive at the beginning of this season on my 02 and saved a few hundred a year.


Offline busabill1397

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Re: 08 BUSA Insurance
« Reply #3 on: July 15, 2008, 07:51:16 AM »
My 04 in Fla with no ticket's or accident's  cost me $1231.00 from Progessive a year, State Farm Wanted $1500.00

Offline BLU88

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Re: 08 BUSA Insurance
« Reply #4 on: July 15, 2008, 10:07:22 AM »
State Farm has good rates when you carry other policies with them.  Mine is around $343 a year.

mine about the same in ky. with state farm
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Offline busaville

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Re: 08 BUSA Insurance
« Reply #5 on: July 18, 2008, 02:45:48 AM »
State Farm told me they did not carry crotch rockets any more down here in Louisiana. But this was about 2 years ago. I'll be checking with them again tomorrow, I currently have Geico..... not too bad.

Offline turboguyrt

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Re: 08 BUSA Insurance
« Reply #6 on: July 18, 2008, 05:37:23 PM »
The nice part about State Farm is that you don't need additional coverage for add-ons.Just keep all of your reciepts and they will cover it!!

Offline SuperBikeFan08

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Re: 08 BUSA Insurance
« Reply #7 on: July 19, 2008, 09:35:58 AM »
Alot of people think Im lying when I tell them this, Progressive quoted me $11,000.00 a year over the phone.!!! :(The lady ask me if I had a turbo and I think I accidently said yeah... :lol:

Im 24 and never been any any car or bike accidents. And I dont have a driving record.

I ended up with Nationwide: 2100.00 a year,still too much!!
« Last Edit: July 19, 2008, 09:40:58 AM by SuperBikeFan08 »
President Obama, I Support Gun Control... I Practice It Everytime I Go To The Range For Target Practice!!! LoL

Offline jrp0629

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Re: 08 BUSA Insurance
« Reply #8 on: July 19, 2008, 10:00:40 AM »
Alot of people think Im lying when I tell them this, Progressive quoted me $11,000.00 a year over the phone.!!! :(The lady ask me if I had a turbo and I think I accidently said yeah... :lol:

Im 24 and never been any any car or bike accidents. And I dont have a driving record.

I ended up with Nationwide: 2100.00 a year,still too much!!

I had Progressive and switched to State Farm, and they were $800 per year cheaper. You should check out State Farm, at $2100 a yr your getting screwed dude.

Offline Ksana

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Re: 08 BUSA Insurance
« Reply #9 on: July 19, 2008, 01:27:51 PM »
Alot of people think Im lying when I tell them this, Progressive quoted me $11,000.00 a year over the phone.!!! :(The lady ask me if I had a turbo and I think I accidently said yeah... :lol:

Im 24 and never been any any car or bike accidents. And I dont have a driving record.

I ended up with Nationwide: 2100.00 a year,still too much!!

I had Progressive and switched to State Farm, and they were $800 per year cheaper. You should check out State Farm, at $2100 a yr your getting screwed dude.
Royally!!

I fork out about just under $1300 a year(because of a car accident-2 yrs ago). It was about $800ish. And that includes extra coverage for alot of aftermarket parts.

Offline Jason

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Re: 08 BUSA Insurance
« Reply #10 on: July 19, 2008, 04:55:59 PM »
My 04 in Fla with no ticket's or accident's  cost me $1231.00 from Progessive a year, State Farm Wanted $1500.00

x2 progressive i was 22 at the time

Offline soNso

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Re: 08 BUSA Insurance
« Reply #11 on: July 20, 2008, 04:24:36 AM »
State Farm, just payed it 230.06 per/yr.

Offline Got-Busa?

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Re: 08 BUSA Insurance
« Reply #12 on: July 22, 2008, 10:16:32 AM »
I learned first hand how much your rates change when you move.  My rates went from $400 a year with USAA in Dayton OH to just under $1k same coverage in Houston TX.  Progressive quoted me $7,200 in Ohio so I don't even want to know what it would be in Texas.  State Farm was cheaper on the BUSA with a quote for $800 a year in Houston.  Only problem is they wanted several hundred more for each of my vehicles so it wasn't worth switching...
CLICK-->  *Got-Busa's "STREET BIKE"-project* <--CLICK
"WILMINGTON MILE" - 212.7 MPH!
"HOUSTON HALF MILE" - 196.8 MPH!
"TEXAS MILE" -182.265 MPH stock --204.468 MPH "Brock's Performance" basic mods -- 227.2 MPH "RCC TURBO" low boost/half naked!

Offline soNso

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Re: 08 BUSA Insurance
« Reply #13 on: July 23, 2008, 10:25:13 AM »
Dayton, that's close to my neck of the woods... cap city oh10  columbus...

Offline Mpeavler

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Re: 08 BUSA Insurance
« Reply #14 on: July 24, 2008, 06:16:39 PM »
Indiana $25.11/month or $300 year is what I pay state farm with me being 32  full cov w/ $500 ded

Mike

Offline bouncer

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Re: 08 BUSA Insurance
« Reply #15 on: July 25, 2008, 09:22:05 PM »
Maine I'm 33 and clean record... $1306!!! Pathetic really considering I can only ride 7-8 months

Offline rayjred

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Re: 08 BUSA Insurance
« Reply #16 on: July 26, 2008, 08:01:37 PM »
I pay $670 a year with State Farm for full coverage on my '05 Busa and wife's '04 Katana. Down here in FL. my State Farm agent told me tickets don't matter until you have 3 or more. They base your rate on your credit score and type of bike.
RayJRed

Offline Got-Busa?

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Re: 08 BUSA Insurance
« Reply #17 on: July 27, 2008, 12:34:11 AM »
It's all about your zip code as well.  To many idiots riding around without insurance or a license here for the rates to be cheap.  I guess I was lucky with how little I paid in Ohio all these years.  Now it's catching up with me... :(
CLICK-->  *Got-Busa's "STREET BIKE"-project* <--CLICK
"WILMINGTON MILE" - 212.7 MPH!
"HOUSTON HALF MILE" - 196.8 MPH!
"TEXAS MILE" -182.265 MPH stock --204.468 MPH "Brock's Performance" basic mods -- 227.2 MPH "RCC TURBO" low boost/half naked!

Offline TAC

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Re: 08 BUSA Insurance
« Reply #18 on: July 27, 2008, 12:54:01 PM »
I have State Farm as well and I think it is around $290/yr. 

Be careful with state farm, they are cheap for a reason, when I got my policy they told me right out there is NO personal injury protection.  They may be cheaper than others, but make sure you are making comparisons based on equal coverage.

Offline maniacbusa08

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Re: 08 BUSA Insurance
« Reply #19 on: August 22, 2008, 12:31:07 PM »
WOW some of them prices are insane... i have Farm Burearu and pay just under 400 dollars a yr on my 08 busa...   thats 25,000/50,000 Bodily Injury coverage... .... it use to be you can only get insurance with them if you have a truck but they have since lacked on that to get customers.. i have had NO issues with the coverage...

Offline LaRedd

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Re: 08 BUSA Insurance
« Reply #20 on: August 22, 2008, 08:46:36 PM »
$600 a year with USAA

Offline pwrjunkie80

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Re: 08 BUSA Insurance
« Reply #21 on: August 23, 2008, 09:40:25 PM »
Get a load of this, I just got quoted 8,300 a year for full coverage from Progressive.  I have 2 tickets, but still... My rate at Geico was 1600. I took it!

Junkie

Offline antonio1234

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Re: 08 BUSA Insurance
« Reply #22 on: October 03, 2008, 11:09:17 AM »
Over the phone Erie told me over 8,000 for full coverage!!!  Ive had two vehicles with no accidents or tickets registered with them for 10 yrs!!  I went to state farm and am paying around $350 for the year.

Offline JTCOOL

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Re: 08 BUSA Insurance
« Reply #23 on: October 06, 2008, 07:36:00 PM »
What kind of coverage are you getting for $350.00 and is that for a year? :?:

Offline Irishluck

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Re: 08 BUSA Insurance
« Reply #24 on: October 06, 2008, 10:38:48 PM »
I go throught state farm myself and for my 08 full coverage and Im 24 I pay 25 dollars a month.