Wow geico is great for me, I went down and caused almost 5 grand of damage to my bike. All plastic and exhaust and turn signals, with the shop labor it was. I put the claim in with no police report and this was in september 2007 got paid fixed the bike and my insurance was 998.00 a year and when I renewed in aug, 2008 it went down to 781. this is for the year guy's. I have 1000 deductable's