I have three (3) engines with the TTS 12% (or 11%) overdrive, and find they are well worth the cost, as long as the engine is open on the bench anyway.
With my turbo bikes, it gives the option of using gearing (with sprockets) that I cannot get with the stock transmission ratios. 20/36 is about the tallest one can use with the stock front sprocket area, and 36 is about the smallest rear sprocket that can be used with the stock rear wheel.
With an all motor bike, especially one for the street, it gives a nice low-RPM high gear for highway cruising.